Top Questions - Investerymost recent 30 from http://www.investery.com2010-03-10T09:23:35Zhttp://www.investery.com/feedshttp://www.creativecommons.org/licenses/by-nc/2.5/rdfhttp://www.investery.com/questions/74/privately-controlled-currency-supported-by-goldPrivately controlled currency supported by goldunknown (google)2009-12-19T13:06:05Z2010-03-08T03:25:21Z
<p>I read during the Argentinean financial crisis in 2002 that a private company was considering launching a private currency supported by gold (i.e 100 currency = 1 gram of gold). I consider the idea facinating as every private person would not have to gamble on a government acting responsibly, but could have a very safe hard currency which actually becomes more valuable when there is a crisis. Another issue is also that there would not be inflation in this currency unless the value of gold decreases. </p>
<p>Why hasn't this idea succeeded earlier?</p>
http://www.investery.com/questions/17/what-are-the-loads-on-a-mutual-fundWhat are the "loads" on a mutual fund? David Smith2009-10-12T15:13:57Z2010-03-06T22:24:25Z
<p>I've been investing using mutual funds for many years but recently discovered there are some hidden fees that I didn't know about. What are all the different loads (or fees) that mutual funds charge?</p>
http://www.investery.com/questions/61/has-anyone-figured-out-how-to-make-use-of-brett-steenbargers-power-measureHas anyone figured out how to make use of Brett Steenbarger's power measure?Site Money2009-10-29T17:54:21Z2010-03-06T20:23:42Z
<p>Brett Steenbarger <a href="http://traderfeed.blogspot.com/2009/03/calculating-power-measure.html" rel="nofollow">published</a> an indicator that he calls the Power Measure. It shows the correlation between price change and volatility. Has anyone discovered a good way of using it?</p>
http://www.investery.com/questions/59/is-there-an-example-of-a-dow-jones-industrials-percent-advancing-indicator-for-stIs there an example of a Dow Jones Industrials percent advancing indicator for StrategyDesk?David Smith2009-10-29T17:16:00Z2010-03-06T20:23:42Z
<p>I'd like to look at the percentage of advancing stocks in the Dow Jones Industrials using TD Ameritrade's StrategyDesk.</p>
http://www.investery.com/questions/54/diversified-portfolio-questionDiversified portfolio questionunknown (yahoo)2009-10-24T23:27:01Z2010-02-28T16:23:54Z
<p>Looking at the following diversification strategy for a long term ( 25 years from retirement) :<a href="http://chart.apis.google.com/chart?cht=p3&chco=FF3300,66CC33&chd=t:30,5,15,20,15,15&chs=900x300&chl=Domestic%20Equity%28VTSMX%29%2030%|Emerging%20Equity%28VEIEX,EEM%29%205%|Foreign%20Equity%28EFA,VGTSX%29%2015%|REITS%28VGSIX%29%2020%|Bonds%28VFISX,VFITX,VUSTX%29%2015%|Inflation%20Protected%20Securities%28VIPSX%29%2015%&chtt=Ideal%20Target%20Portfolio" rel="nofollow">Portfolio Link</a> </p>
<p>What do you think?
<img src="http://chart.apis.google.com/chart?cht=p3&chco=FF3300,66CC33&chd=t:30,5,15,20,15,15&chs=900x300&chl=Domestic%20Equity%28VTSMX%29%2030%|Emerging%20Equity%28VEIEX,EEM%29%205%|Foreign%20Equity%28EFA,VGTSX%29%2015%|REITS%28VGSIX%29%2020%|Bonds%28VFISX,VFITX,VUSTX%29%2015%|Inflation%20Protected%20Securities%28VIPSX%29%2015%&chtt=Ideal%20Target%20Portfolio" alt="alt text" /></p>
http://www.investery.com/questions/64/using-the-myers-briggs-mbti-personality-profiles-in-investingUsing the Myers Briggs (MBTI) personality profiles in investingDavid Smith2009-11-03T15:50:32Z2010-02-27T20:23:36Z
<p>I've recently rediscovered the power in the <a href="http://en.wikipedia.org/wiki/Myers-Briggs%5FType%5FIndicator" rel="nofollow">MBTI</a> personality profiles and now I'm wondering if they can be used to help you invest. I searched around on Google for a site that would list something like the 16 personality types and give well matched strategies for how each type should invest. I'd want to see where the investing powers are listed in addition to their weakness and blind spots for each type. </p>
<p>I suspect that [E]xtraverts are more oriented for day trading and [T]hinkers like buy-and-hold better but I'd like to see if someone has actually researched into this. </p>
<p>Is there any research into "investing" personality profiles for the <a href="http://en.wikipedia.org/wiki/Myers-Briggs%5FType%5FIndicator" rel="nofollow">MBTI</a> personality types?</p>
http://www.investery.com/questions/73/best-tutorial-on-calculating-dcfBest tutorial on calculating DCF?gyurisc2009-12-15T11:09:41Z2010-02-27T19:24:25Z
<p>What is the best online tutorial to learn calculating DCF (Discounted Cash Flow )for a stock?</p>
http://www.investery.com/questions/45/what-are-the-warning-signals-for-deflationWhat are the warning signals for deflation? David Smith2009-10-21T18:11:30Z2010-02-26T17:23:41Z
<p>If you are seeing prices falling for goods that normally don't drop in price, I think that would be a warning signal. What's a little more concrete signal that we may be entering a deflationary period?</p>
http://www.investery.com/questions/29/are-stock-market-returns-generally-better-during-democratic-or-republican-adminisAre stock market returns generally better during democratic or republican administrations?Site Money2009-10-16T11:09:24Z2010-02-24T19:24:05Z
<p>Is the administration's party a useful indicator of U.S. stock market returns? or are there any strong market indicators that are based around U.S. elections? </p>
http://www.investery.com/questions/82/good-at-trading-how-to-turn-this-into-a-jobGood at trading - how to turn this into a job?Shawaron2010-02-12T18:35:37Z2010-02-13T22:40:45Z
<p>I'm 34 years old. Twelve years ago, I got a bachelor's degree in Computer Science, and have been working as a computer programmer more-or-less continuously since then.</p>
<p>I also have been investing in the stock market since 1999. I'm very meticulous, and have carefully tracked my investments. Recently, I decide to sit down and really analyze my performance vs. the market.</p>
<p>I threw out the 1999-2002 data because it was mostly filled with my stock options at the company I worked for, and was thus not indicative of my own trading prowess. But since 2002, I've just been a retail investor, investing a self-directed IRA and various brokerage accounts.</p>
<p>From 2002 through today, I've made about $24,000 in net contributions into my various accounts, and today the value of the accounts adds up to about $40,000. I would have had the exact same performance had I been investing in a savings account yielding about 9% - a pretty good return for the past 8 years.</p>
<p>I also did a more detailed comparison, and did a what-if scenario where I just put all of my contributions (and took my withdrawals from) imaginary stocks that exactly tracked the Dow, Nasdaq, and S&P 500. In those scenarios, I would have ended up with between $19,000 and $21,000, depending on which index I used.</p>
<p>So, I'm pretty good at picking stocks and managing investments; as of today, I have about twice as much money in my various accounts as I would have had I just blindly followed the "index fund" advice, and I have a substantial profit instead of a small but significant loss.</p>
<p>I've been programming for 12 years, and the market for programmers isn't getting any better. Most programming these days is very boring "make the button on the web site a little bit bluer" web development stuff. My current job is a contract position that will end about four months from now.</p>
<p>So, I'm a pretty good investor, will be looking for a job soon, and might be interested in a career change.</p>
<p>I live in Boise, Idaho, not exactly a financial hotbed. I have no desire to move elsewhere.</p>
<p>Is there any way that I can turn my trading prowess into a job as a professional portfolio manager? How would I even begin doing something like that?</p>
http://www.investery.com/questions/18/what-are-the-basic-books-that-all-investors-should-readWhat are the basic books that all investors should read? David Smith2009-10-12T15:41:50Z2010-01-21T14:54:46Z
<p>One of the first books that I read on investing was Benjamin Graham's "The Intelligent Investor". It gave me good expectations for the the long term return I'd get from investing in stocks. What are some other books that all investors should read? </p>
http://www.investery.com/questions/77/whats-the-book-value-of-a-share-and-how-do-i-find-or-calculate-itWhat's the book value of a share and how do I find or calculate it?J. Pablo Fernández2009-12-30T15:52:52Z2010-01-06T14:07:30Z
<p>I've read a couple of times: its price is above book value or its price is bellow book value.</p>
<p>What is the book value? How do I find it? Is it objective?</p>
http://www.investery.com/questions/38/what-iphone-apps-are-useful-for-investingWhat iPhone apps are useful for investing? David Smith2009-10-18T18:28:03Z2010-01-06T13:41:57Z
<p>I have the <a href="http://mobile.yahoo.com/iphone#finance" rel="nofollow">Yahoo finance app</a> for the iPhone and it is pretty good. What are some other financial apps? both free and paid? </p>
http://www.investery.com/questions/10/how-do-you-make-money-when-buying-stocksHow do you make money when buying stocks?sebastian2009-10-11T00:04:57Z2009-11-21T04:25:15Z
<p>This is a basic question but how do you make money when buying stocks?</p>
http://www.investery.com/questions/70/why-does-the-value-of-a-home-depend-on-the-demand-for-homesWhy does the value of a home depend on the demand for homes? Jen2009-11-19T16:47:50Z2009-11-19T16:47:50Z
<p>Why does the value of a home depend on the demand for homes? What factors influence the demand for homes?</p>
http://www.investery.com/questions/69/what-are-some-good-dividend-paying-stocks-to-buy-under-20What are some good dividend paying stocks to buy under $20?Crystal R2009-11-19T16:42:56Z2009-11-19T16:42:56Z
<p>I've heard that dividend-paying stocks typically outperform non-dividend paying stocks in the long run. </p>
http://www.investery.com/questions/68/what-are-some-good-ways-to-teach-children-about-investingWhat are some good ways to teach children about investing?Brandi2009-11-16T16:33:27Z2009-11-16T16:33:27Z
<p>I have a 4 and 8 year old. What are some good ways to teach them about investing? </p>
http://www.investery.com/questions/67/what-are-some-easy-ways-for-me-to-start-saving-moneyWhat are some easy ways for me to start saving money? Brandi2009-11-16T16:24:10Z2009-11-16T16:24:10Z
<p>I can't seem to get started saving money. Money just leaves my hands as soon as I get it. </p>
http://www.investery.com/questions/63/which-banks-offer-the-best-rates-on-cds-or-savings-accountsWhich banks offer the best rates on CDs or savings accounts? Site Money2009-10-30T16:45:35Z2009-10-30T16:45:35Z
<p>Where are the best rates on CDs or savings accounts? </p>
http://www.investery.com/questions/58/should-buying-a-house-be-looked-at-as-an-investment-or-shelterShould buying a house be looked at as an investment or shelter? Ardeare Fox2009-10-28T19:13:18Z2009-10-29T16:41:41Z
<p>After truly looking at all the expenses in maintaining a house, the lack of liquidity and having a realistic expectation for how much it can appreciate, buying a house doesn't look like a good return on your investment. My thinking is of course tainted by what has happened in the real estate market over the last year but that has to be taken into account. Am I right that you shouldn't think of your home as a major part of your nest egg? </p>
http://www.investery.com/questions/1/what-affects-stock-pricesWhat affects stock prices? David Smith2009-10-10T14:13:52Z2009-10-25T17:44:33Z
<p>What affects the price of a stock? I know a lot of it has to do with how well the company is making profits but what else will make the price of a stock go up or down? </p>
http://www.investery.com/questions/9/can-i-day-trade-using-a-roth-ira-accountCan I day trade using a Roth IRA account? MySpaceSM2009-10-10T23:20:15Z2009-10-24T23:20:13Z
<p>If I move my Roth IRA account to a brokerage like E*TRADE, can I use it for day trading? and I guess the other question is should I?</p>
http://www.investery.com/questions/34/what-are-the-investing-rules-that-you-always-use-or-followWhat are the investing "rules" that you always use or follow?David Smith2009-10-17T17:44:47Z2009-10-24T18:17:49Z
<p>What are some of the rules that you always follow when making a new investment? What do you ask yourself before investing?</p>
http://www.investery.com/questions/50/what-are-the-issues-when-shorting-low-priced-stocksWhat are the issues when shorting low priced stocks? Site Money2009-10-24T17:30:49Z2009-10-24T18:06:51Z
<p>When a stock is already at a low price, you could say it can't go much lower and doesn't give you much incentive to short. What are other problems with shorting a stock that is already low priced? </p>
http://www.investery.com/questions/13/do-the-gaps-up-and-down-for-the-sp500-have-any-significanceDo the gaps up and down for the S&P500 have any significance?David Smith2009-10-11T16:59:09Z2009-10-22T19:28:19Z
<p>I've noticed the market (S&P 500 Index) changes a lot overnight with large gaps up or down at the beginning of the day. Is there any significance to this? Is there any way to improve my returns by taking this into account? </p>
http://www.investery.com/questions/32/why-is-the-federal-reserve-not-owned-by-the-government-and-run-by-private-companiWhy is the Federal Reserve not owned by the government and run by private companies?Mike G2009-10-17T15:32:15Z2009-10-21T17:37:30Z
<p>This was a surprise to me to learn that the federal reserve is not part of the government and is privately owned. It seems like they are wanting to deceive U.S. citizens by picking a name that makes it sound like it is a government agency. Why is something like this in the hands of private individuals?</p>
http://www.investery.com/questions/37/the-stock-market-is-going-up-but-so-is-unemployment-why-are-they-both-going-upThe stock market is going up but so is unemployment. Why are they both going up? Randy F2009-10-17T21:30:28Z2009-10-21T16:46:46Z
<p>I thought the stock market was an indicator of how well the economy is doing? Can this go on indefinitely? </p>
http://www.investery.com/questions/33/how-is-historical-volatility-useful-when-trading-stock-optionsHow is historical volatility useful when trading stock options?Site Money2009-10-17T15:56:14Z2009-10-20T18:48:10Z
<p>When I calculate the implied volatility of an option, do I then need to:</p>
<ul>
<li>Compare it to the option's historical volatility? OR</li>
<li>Compare the option's implied volatility to what the implied volatility has historically been for that option?</li>
</ul>
<p>How is historical volatility useful in combination with implied volatility?</p>
http://www.investery.com/questions/41/software-for-organizing-trading-transactionsSoftware for organizing trading transactions?Site Money2009-10-19T20:46:08Z2009-10-19T20:46:08Z
<p>I have a tremendous number of stock trading transactions this year. Is there anything available that can help organize the trades for filing taxes? It is needed mainly for determining the capital gains and losses. </p>
http://www.investery.com/questions/23/are-there-any-places-where-investing-in-real-estate-make-sense-nowAre there any places where investing in real estate make sense now? ChrisMarten2009-10-13T19:24:04Z2009-10-17T01:27:38Z
<p>Are there any places where investing in real estate make sense now? It seems like some areas of the country are starting to recover. What about buying to rent instead of buying to flip properties?</p>